Flex card application - Download the Flex Card App on your mobile device today to scan items prior to check-out to determine if they will be covered or not. You can also use the app to see …

 
Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone .... Plannable

A Medicare flex card is a preloaded debit card offered by some Medicare Advantage plans that members can use for certain expenses like over-the-counter health items, assistive devices and ...Sep 27, 2023 · September 27, 2023, 9:47 AM PDT. A Medicare flex card is a debit card, which provides additional benefits for certain health-related services. Getty Images. You may have seen ads by some insurers ... UPMC for Life Flex Spend Card and Over-the-Counter (OTC) Mail-Order Catalog Your health care dollars, your choice! 202 3 5103 1234 5678 9010 GOOD THRU 12/23 J SMITH FLEX SPEND CARD 5103 1234 5678 9010 FLEX SPEND CARD Scan products in-store to see if they're covered, access the online OTC store, submit a claim …Must qualify for a minimum credit line of $500. [3] Bonus Offer: Earn $200 cash back [1,5] after you make $1,000 or more in purchases during the first 3 billing cycles following account opening. Card Benefits: Earn at least 1% cash back on purchases [2] everywhere. Plus, Earn: 4% on Gas station purchases. 3% on Restaurant purchases.Credit Cards home. Chase Freedom Flex ® Credit Card. Sign in to apply faster Apply as a guest. * Offer Details. † Pricing & Terms. NEW CARDMEMBER OFFER. Earn a $200 …855-949-3319 (TTY: 711) Mon-Fri, 8 a.m. to 8 p.m. Anthem's new Benefits Prepaid Card is a Medicare flex card that makes it easy for you to use your plan benefits to help cover the …1. Check your account balance. You can view your transaction history, current balance, claim status and more by logging in to myflexaccount.com or via our convenient mobile …Annual card fee. $59. Card type. Low Rate. Our Low Rate Card provides a low interest purchase rate plus a low annual card fee to help trim your credit card costs. Choose your offer: 28-month balance transfer OR up to $350 cashback (min. spend applies). Check out our Low Rate card page for details. Compare.Complete the Flex card application form, providing your Social Security number and other relevant information. Once approved, you'll receive your Flex card, ready for use. Activating Your Flex Card. Before you can start swiping away, you'll need to activate your Flex card. This process is a walk in the park and can be done over the …Breakdown cover Insurance Product Information Document (IPID) PDF, 76KB (opens in a new window) With FlexPlus, you’ll be charged £13 a month for maintaining the account. Charges can also apply for: Making large payments by CHAPS. Making an international payment. There are no Nationwide charges for using your card abroad.The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale.Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will be available on December 1st, 2023, you will not be able to use your flex card until January 1st, ... MA Flex Card Orders 4613 N. University Drive, #586 The UPMC for Life Flex Spend Card gives members health care dollars to spend on covered medical service costs (new for 2024), over-the-counter (OTC) products, and dental, vision, and hearing services. You can use it at providers that accept MasterCard, at participating retail stores, and through mail order. It works just like a prepaid debit card! Should I lose or destroy my card, the $10.00 replacement fee would apply. I have been explained and understand the terms and conditions of the card. If I should terminate my employment, I understand that my card will no longer be valid and I must submit future claims to Southern Administrators and Benefit Consultants, Inc., (SABC) for ... The Bank charges Membership Fee to be determined by the Bank for use of the Card and/or the other facilities and services which may from time to time be made available to the Cardholder and/or for the maintenance and administration of any balance or transaction on the Card. The Cardholder agrees to pay said fee, which may be charged to the ... The Chase Freedom Flex℠ has a long list of bonus categories. Here are the card's cash back rates: 5% back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 5% ...Updated 13 February 2024. The Westpac Flex Credit Card is a no interest credit card that offers access to Westpac Extras and Rewards. You’ll pay no late or foreign transaction fees ever; there’s just a $10 monthly fee when you have an outstanding balance. Only available to existing Westpac customers. The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. Apply today for a U.S. Bank credit card. Browse & compare cash back credit cards, ... Use of the Card is subject to terms and conditions of the U.S. Bank Shopper Cash Rewards Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. 1. Cash Back And Points: See your Rewards Program Agreement for more details. For a purchase to qualify for the 5% bonus Cash Back, the merchant must submit charges to your credit card by the last day of the relevant calendar quarter. 2. Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without ...The card is issued by your Medicare Advantage company. To use the card, you will first need to determine how much money the private insurance companies loaded onto it. Once you have money on the card, …Humana Medicare Advantage plan members with access to the Healthy Options benefit will receive a debit card preloaded with a balance that can range anywhere from $35 to $275 per month in 2023, depending on their specific plan. The card may then be used to purchase approved items from participating stores. For any questions about how … Medicare Flex Cards are debit cards offered by private Medicare Advantage providers and insurance companies. Senior beneficiaries can use these pre-loaded cards for certain healthcare purchases ... The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued. Rebates for this program are subject to change at any time. Rebates are based on the number of gallons purchased at WEX accepting locations each month with the WEX Flex Card. Rebates not available at all merchants.Apr 1, 2024 · The Medicare flex card is a prepaid debit card that helps eligible seniors pay for out-of-pocket healthcare costs and other approved items. Medicare does not issue the flex card. To get the card, you’ll need to enroll in a Medicare Advantage plan that offers the program. Not everyone in a Medicare Advantage plan will qualify for a flex card. To qualify for a Flex card for seniors, you typically need to meet the following eligibility criteria: Age Requirement: Most Flex cards for seniors are available to individuals who are 60 years of age or older. Residency: You must be a resident of the country where the Flex card is offered. Credit Score: While credit score requirements vary ...Must qualify for a minimum credit line of $500. [3] Bonus Offer: Earn $200 cash back [1,5] after you make $1,000 or more in purchases during the first 3 billing cycles following account opening. Card Benefits: Earn at least 1% cash back on purchases [2] everywhere. Plus, Earn: 4% on Gas station purchases. 3% on Restaurant purchases. The Alabama FlexCard Mastercard® Prepaid Card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International. Your allowance is available at the beginning of each quarter of the year (January, April, July and October) on the FlexCard mailed to you at enrollment. The unused quarterly allowance amount will not carry ... Apply to Freedom Flex; Tell me more, about Freedom flex; ... Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Savings Accounts & CDs. It’s never too early to begin saving.FlexCards are viewable on any device or channel. FlexCards can display data from multiple data sources. FlexCards are built quickly using drag-and-drop elements. FlexCards have a what-you-see-is-what-you-get (WYSIWYG) editor for controlling their layout and style. FlexCard actions are relevant to the context of the card.Spending is definitely more rewarding with an RCBC Flex Visa credit card. Apart from earning 2x rewards points on dining, clothing, travel, or transportation spend, you also get free travel insurance with this card. Now you have a card you can flex to everyone. See Moreexpand_more.A credit card you can rely on with a low interest rate. Annual Fee $25. Interest: Purchases TD Prime1 + 4.50% to 12.75%. Interest: Cash Advances TD Prime1 + 4.50% to 12.75%. Additional Cardholders 2 $0. Eligibility Requirements: You are a Canadian resident and are of the age of majority in your province/territory of residence.2. Other fees apply to the Amazon Flex debit Card. 3 free in-Network ATM Withdrawals per calendar month, $3.00 per transaction thereafter, plus any additional fee that the ATM owner or bank may charge. Please see the Deposit Account Agreement for details. 3. Additional customer verification may be required. Other fees and limits apply.Apr 9, 2023 · Once you have selected the ideal Flex card, follow these steps to apply: Gather Required Documentation: Collect necessary documents, such as proof of income, identification, and proof of residency. Complete The Application: Fill out the application form, either online or by mail, providing all requested information. Should I lose or destroy my card, the $10.00 replacement fee would apply. I have been explained and understand the terms and conditions of the card. If I should terminate my employment, I understand that my card will no longer be valid and I must submit future claims to Southern Administrators and Benefit Consultants, Inc., (SABC) for ...If you’re ready to apply, have questions, or you’re just gathering info, we’re here to help. Call 1-800-395-0812. Mention code *New accounts only, subject to credit approval and applicable law. The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued.A career at Flex is limitless, enriching and dynamic. Our people are empowered, collaborative, and responsible makers, problem solvers, innovators, craftspeople and leaders, helping propel industries and end markets forward …Published: April 9, 2023. Last updated: November 5, 2023. Flex cards are a convenient and practical financial solution for seniors, offering Flexibility and a range of benefits tailored …Oct 9, 2023 · A Medicare Flex Card is a new benefit from private insurance companies offering Medicare Part C health plans. The benefits are for items approved by your health insurance plan. Even though we are seeing more private Medicare Advantage plans provide this benefit, they aren’t common. They are only available as an additional benefit in specific ... Other fees apply to the Amazon Flex debit Card. 3 free in-Network ATM Withdrawals per calendar month, $3.00 per transaction thereafter, plus any additional fee that the ATM owner or bank may charge.With Amazon Flex Rewards, you earn points by making deliveries. As you earn more points, you’ll level-up and gain access to new rewards. You’ll have access to exclusive discounts on a wide range of categories like gas, roadside assistance, and car maintenance, in addition to cash back on everyday purchases through our Amazon Flex …A Medicare flex card is a preloaded debit card that beneficiaries may use on eligible expenses like over-the-counter medications and dental, vision, and hearing benefits. Medicare flex …The Welcome Gift promo is open to all new-to-RCBC Credit Card applicants who applied and subsequently got approved for an RCBC Flex Visa, Flex Gold Visa, YGC Rewards Plus RCBC Classic & Gold Visa, and airasia Credit Card from November 10 to December 31, 2022. Click the links below to apply. CARD TYPE. APPLICATION LINK.Browse the best credit cards of 2024 for cash back, travel rewards, 0% APR, credit building and more. Find the best one for you and apply in seconds.Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are …Oct 25, 2023 · Yes, the Medicare flex card for seniors on Medicare is legitimate; they're a benefit of certain private Medicare Advantage plans. Although its use is limited with restrictions regulated by plans and carriers. However, Medicare flex card scams exist. There are some Medicare commercials that can make claims that sound too good to be true. The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued. Rebates for this program are subject to change at any time. Rebates are based on the number of gallons purchased at WEX accepting locations each month with the WEX Flex Card. Rebates not available at all merchants.Download the Flex Card App on your mobile device today to scan items prior to check-out to determine if they will be covered or not. You can also use the app to see …The most common flex card benefit is for over-the-counter needs. For over-the-counter flex cards, Medicare recipients can purchase things like over-the-counter medications, bandaids, and first-aid supplies. Flex cards may also cover expenses for groceries, meal delivery, and utilities. These benefits are more common for Special …Annual card fee. $59. Card type. Low Rate. Our Low Rate Card provides a low interest purchase rate plus a low annual card fee to help trim your credit card costs. Choose your offer: 28-month balance transfer OR up to $350 cashback (min. spend applies). Check out our Low Rate card page for details. Compare.No PG needed to apply. Apply now and get your new fuel card approved in 1 day. Start saving more on fuel. Competitive discounts. No PG needed to apply. Apply now and get your new fuel card approved in 1 day. Why …The card is issued by your Medicare Advantage company. To use the card, you will first need to determine how much money the private insurance companies loaded onto it. Once you have money on the card, …TTY 1-800-952-0450. Benefits Counselors are available Monday through Friday, 9:00am to 9:00pm eastern time. 1-877-372-3337. Federal Flexible Spending Account Program provides tax-advantaged FSAs that save Federal employees on health and dependent care expenses. Determine your eligibility for this benefit. The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. How do I apply for this program? Eligible employees can enroll in FSAFEDS during the annual Federal Benefits Open Season in November and December. New and newly … Introducing Flex Card – a new kind of card with 0% interest. Currently available for existing Westpac customers only. Already with Westpac? Sign in to apply. Flex Card is a simple, affordable and interest-free card that makes it easy to pay for the unexpected as well as the things you want. And, best of all, it’s accepted everywhere ... About Your Blue Advantage Flex Card Plan members receive a Flex Card (prepaid debit card) to use to pay for certain healthcare expenses, including: Benefit restrictions/maximums apply. Over-the-counter allowances may be monthly or quarterly depending on your plan. All allowances must be used within the given period and will not roll over. Opening a FlexAccount is one way to become a member of Nationwide. Our current account members get access to exclusive savings accounts, like our Flex Regular Saver and Flex Instant Saver. You need to: be 18 or over. be a UK resident. agree the account is for personal use only. hold no more than 4 existing sole or joint Nationwide current accounts.Providers may service UnitedHealthcare ® Medicare Advantage plan members with access to a Flex benefit beginning Jan. 1, 2023. This benefit is a prepaid Visa ® debit card that may be used to enhance or extend …Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will …855-949-3319 (TTY: 711) Mon-Fri, 8 a.m. to 8 p.m. Anthem's new Benefits Prepaid Card is a Medicare flex card that makes it easy for you to use your plan benefits to help cover the …The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. Best of all, one debit card can provide access to all Flex Accounts – FSA, HSA, HRA and Commuter.* How it Works Your Flex Card gives you easy access to the funds in your Flex Account by swiping the card at the point of sale. About Your Blue Advantage Flex Card Plan members receive a Flex Card (prepaid debit card) to use to pay for certain healthcare expenses, including: Benefit restrictions/maximums apply. Over-the-counter allowances may be monthly or quarterly depending on your plan. All allowances must be used within the given period and will not roll over. Oct 26, 2023 · A Flex benefits card is used to cover qualifying medical expenses only. These include: Medical equipment. Copayments and deductibles. Prescription and OTC medications. Dental, vision, and hearing care. Diagnostic devices. Other medically necessary expenses – check your plan details for a complete list. Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will …Other fees apply to the Amazon Flex debit Card. 3 free in-Network ATM Withdrawals per calendar month, $3.00 per transaction thereafter, plus any additional fee that the ATM owner or bank may charge.The Chase Freedom Flex Credit Card is an excellent option for those seeking high cash back rates and a diverse rewards program. It provides an impressive introductory 0% …This will vary by employer, so be sure to check with your HR/Benefits office to be sure. In most cases, participants can order a card by completing the “FSA Debit Card Application.” Some employers have cards automatically provided to participants. Two cards are mailed to your home address and arrive in a plain white envelope.Rewards Program Agreement. empty checkbox Compare the Southwest Rapid Rewards Premier Business Credit Card. Find the best business credit card from Chase. Get rewarded on business expenses with sign up bonus offers, cashback rewards, airline miles, and more on all your business purchases. Apply today.1. Cash Back And Points: See your Rewards Program Agreement for more details. For a purchase to qualify for the 5% bonus Cash Back, the merchant must submit charges to your credit card by the last day of the relevant calendar quarter. 2. Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without ...How do I apply for this program? Eligible employees can enroll in FSAFEDS during the annual Federal Benefits Open Season in November and December. New and newly …Other fees apply to the Amazon Flex debit Card. 3 free in-Network ATM Withdrawals per calendar month, $3.00 per transaction thereafter, plus any additional fee that the ATM owner or bank may charge.Updated on October 26, 2023. Written By: Kayla Hopkins. Reviewed By: Ashlee Zareczny. Summary: Medicare Flex Cards are offered by a select few Medicare Advantage plans …RCBC Flex Gold Visa Card Application. I just want to share my experience applying for RCBC's Flex Gold Visa Card. As context, RCBC has an ongoing promo for NAFFL for this specific card. RCBC Promo Link. I am an existing cardholder in Metrobank so this might have helped with my application process. July 3 - Applied through the RCBC website.Complete the Flex card application form, providing your Social Security number and other relevant information. Once approved, you'll receive your Flex card, ready for use. Activating Your Flex Card. Before you can start swiping away, you'll need to activate your Flex card. This process is a walk in the park and can be done over the …Freedom Flex lets you shop strategically for bigger rewards. Earn 1% on everything, plus 5% cash back on rotating quarterly bonus categories, 5% on travel, 3% on dining, and 3% on drugstore shopping. And Freedom Flex is easy to use—we’ll remind you when new bonus categories kick in, and once you activate, rewards are automatic.Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will be available on December 1st, 2023, you will not be able to use your flex card until January 1st, ... MA Flex Card Orders 4613 N. University Drive, #586Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are … WEX FlexCard. Apply now. With a 3¢ per gallon* rebate and no setup, annual, or card fees, the FlexCard is the easiest way for a business to start saving on fuel. Plus, you get the flexibility to carry a monthly balance on your fuel card whenever cash flow is tight. Earn 3¢ per gallon for 6 months*. 1. Check your account balance. You can view your transaction history, current balance, claim status and more by logging in to myflexaccount.com or via our convenient mobile …The Welcome Gift promo is open to all new-to-RCBC Credit Card applicants who applied and subsequently got approved for an RCBC Flex Visa, Flex Gold Visa, YGC Rewards Plus RCBC Classic & Gold Visa, and airasia Credit Card from November 10 to December 31, 2022. Click the links below to apply. CARD TYPE. APPLICATION LINK.Follow the instructions to complete the Debit Card Application if you wish to obtain a card. If you do not see such a button, then your employer has chosen not to provide debit card access. Related Links. ... TIP: Carry the ASI Flex Wallet Card with you to show the provider. Each time you use the card, ask the health care ... Introducing Flex Card – a new kind of card with 0% interest. Currently available for existing Westpac customers only. Already with Westpac? Sign in to apply. Flex Card is a simple, affordable and interest-free card that makes it easy to pay for the unexpected as well as the things you want. And, best of all, it’s accepted everywhere ... You can apply for a Medicare flex card during the open enrollment period when you elect your Medicare Advantage plan benefits. How long it takes to get …The Chase Freedom Flex℠ is one of the best cash-back credit cards around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards points. Card Rating*: ⭐⭐⭐½.1. Choose a Card. Choose the right RCBC Credit Card for you. 2. Apply Online. Accomplish the online application form, submit documentary requirements and digitally verify yourself. 3. Verification. We’ll get in touch with you to verify some information on your application.How do I apply for this program? Eligible employees can enroll in FSAFEDS during the annual Federal Benefits Open Season in November and December. New and newly …In addition to being a senior citizen, applicants must meet certain requirements to qualify for a Flex Card. The applicant must be a U.S. citizen or permanent resident with an annual household income of less than $20,000 annually. The applicant must also live in the United States and have no delinquent debts with the government.The Welcome Gift promo is open to all new-to-RCBC Credit Card applicants who applied and subsequently got approved for an RCBC Flex Visa, Flex Gold Visa, YGC Rewards Plus RCBC Classic & Gold Visa, and airasia Credit Card from November 10 to December 31, 2022. Click the links below to apply. CARD TYPE. APPLICATION LINK.Dec 21, 2023 · Using your Humana Spending Account Card. Once you receive your Humana Spending Account Card in the mail, you must activate it before you can use it. Visit Healthy Benefits +™ or call 855-396-0691 (TTY: 711). You can also view your current balance and find participating retailers.

Like prepaid debit cards, flex cards are loaded with a predetermined amount to cover expenses within a specified time. But they also come with rules on what the money can be used for. You may be able to use your flex card for OTC medications at certain pharmacies, for eyeglasses and contact lenses at … See more. Woodhills california

flex card application

Learn about food assistance programs for seniors and how to apply. Most states offer these programs for older adults who have a low income: Senior Farmers' Market Nutrition Program (SFMNP) - Provides coupons for fresh fruits, vegetables, honey, and herbs. You can use the coupons at farmers' markets, roadside stands, and community farms. The Chase Freedom Flex ® cash back credit card allows you to: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Earn 5% cash back on travel purchased through Chase Travel SM. Opens offer details overlay. Earn 3% cash back on dining at restaurants, including takeout and eligible delivery ... ///ONLINE APPLICATION 👇https://applications.rcbcbankard.com////Lazy viewer might click HERE (lmao) 🙄0:54 - Requirements / Eligibility2:22 - Online Applicat...Wells Fargo Reflect® Card. Wells Fargo. Reflect. Card. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74% or 29.99% variable APR thereafter. Balance transfers made within 120 days from account opening qualify for the introductory rate. $0 Annual Fee. Important Credit Terms.The Westpac Flex Card is what's known as a no interest credit card. Its monthly fee replaces interest. Late payment fee. There is no late payment fee. Purchases. As a no interest credit card, interest is not charged on purchases. If you leave a balance on the card, the flat $10 monthly fee will be charged instead.WellcareYou’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. 9 months 0% interest on purchases does not apply if you use the instalment plan. +The interest rate on money transfers is same as the standard purchase rate on your card and you can transfer from €100 up to ...Now is the time to make sure you have submitted all your 2023 Federal Flexible Spending Account Program (FSAFEDS) claims. All claims for the 2023 benefit period must be received no later than 11:59 p.m., Eastern Time, on Tuesday, April 30, 2024. Any 2023 claims received after this time will not be reimbursed. Do not miss a savings opportunity!Debit card; Combined Travel Discount; Popular routes. Amsterdam - Schiphol Airport; Schiphol Airport - Amsterdam; Schiphol Airport - Rotterdam; All popular routes; Special routes. Intercity direct; Night trains; R-net; Taking … Introducing Flex Card – a new kind of card with 0% interest. Currently available for existing Westpac customers only. Already with Westpac? Sign in to apply. Flex Card is a simple, affordable and interest-free card that makes it easy to pay for the unexpected as well as the things you want. And, best of all, it’s accepted everywhere ... As of 2024 these are known as Wellcare Spendables cards. The WellCare Flex Card is a Visa debit card preloaded with a set amount between $200 - $2,500 depending on plan and service area. The funds can be used to help pay out-of-pocket costs for dental, vision or hearing needs beyond plan benefits. Cosmetic services are not covered..

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