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More than that, digital payments deliver a diverse range of benefits, including : Faster payments.Business Telephone Banking £20 to a HSBC UK branch £30 to another bank CHAPS payment post A charge for a CHAPS payment made by post £40 Change Giving Change giving 1.5% of the full amount Returned or Recalled Outward payments Electronic A charge where you try to make Standing Orders, Direct Debits andView your balances and recent transactions, including next day transactions on all your HSBC UK business accounts. Generate codes on your Digital Security Device to log on, make payments and authorise changes on Business Internet Banking. View and download business current and savings account statements. Instantly view your Business Card PIN.HSBC Kinetic Small Business Loan. The HSBC Kinetic Small Business Loan is available from between £1,000 and £10,000 and. a repayment term of between 1 year to 10 years. 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