Fast & Affordable Auto Financing. Ready for a more ideal car buying experience? We make financing your next vehicle quick and convenient, allowing you to focus your attention on your next ride. Rates as low as 6.24% APR *. Relax with terms up to 84 months *. Enjoy no payments for the first 90 days *. If you are setting up a Direct Deposit to your Ideal CU account, you will need our Routing Number. Download the Direct Deposit Form. Does Ideal CU have safe deposit boxes? Yes, Ideal CU has safe deposit boxes available for rent at our Eagan, Hugo, North St. Paul and Woodbury locations. Safe deposit box sizes and prices are as follows: 2 x 5 x ...Not only are we the largest manufacturer of premium-quality wire connectors, we build tools, conduit benders, fish tapes and countless other products made in America. We’ve been committed to the electrical trade and electricians for more than 100 years. Whether you’re the electrical contractor, datacom technician, production engineer or ...idealmobila.ro - Magazin online de mobila, Mobila bucatarie, Mobila living, Mobila dormitor, Mobila hol, Comode, Mobilier birou, Mese bucatarie, Masute cafea, Cuiere ...Business Real Estate Loan for new property or refinance. Business Credit Card for everyday business spending. Apply Online. Rates as of: Tuesday, April 23, 2024. *Ideal CU Business Visa Platinum variable Annual Percentage Rate (APR) ranges from 14.50% - 17.99% dependent on creditworthiness. Afterward, APR varies with market based on …Visit www.idealcu.com fo r details and locations. In the photo above: Eagan Ambassador Autumn Manni (3rd from right) joined Ideal CU board members and staff in presenting a check for $500 to The Open Door food shelf during the Eagan 90th Anniversary/Community Appreciation celebration on August 16.In the digital era, where our lives are increasingly intertwined with the internet, online security is paramount. For our Ideal CU members, safeguarding personal information is not just a convenience but a necessity. The risks associated with online activities - from banking to shopping - are real and evolving.Ideal CU has offered a remote option to attend its Annual Meeting since 2016, and was one of the first in the state to embrace a virtual format. With the coronavirus pandemic changing the way we all work and live, the transition to an all-virtual meeting was essential, and Ideal was well prepared to make the move.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the Stillwater/Oak Park Heights" several years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace.IDEAL Login. Username: Password: The data held on this system is PRIVATE PROPERTY. Access to the data is only available for authorised users and purposes. Unauthorised …Woodbury, Minnesota - Craig Lundquist, a financial professional at Ideal Wealth Advisors located at Ideal Credit Union, has been appointed to the Senior Advisor Leadership Team (SALT) with TruStage TM.. This distinction is awarded to a select number of financial professionals working through credit unions with TruStage who demonstrate a consultative approach with their clients, exceptional ... Member Benefits. ★ Ideal CU Partners With Enterprise Car Sales. ★ T-Mobile: Get $50 When You Switch! ★ TruStage Insurance Discounts. ★ See All Member Benefits & Discounts. Ideal Credit Union: Minnesota not-for-profit financial providing checking, savings, mortgage, credit cards, personal loans, business loans and more. IDA is ready to assist you 24/7 with your questions and revolutionize your digital experience. The introduction of IDA, our dynamic Ideal Digital Assistant powered by artificial intelligence (AI), heralds a new era of member service and engagement at Ideal Credit Union. We are excited to provide our members with this new, state-of-the-art tool.Ideal Credit Union is a full service not-for-profit financial institution providing checking, savings, mortgage, credit cards, competitive low rate loans, business loans, investment services and more.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Space is limited so reserve your seat at www.idealcu.com or call (651) 747-HOME (4663). Buying or Selling Your Home? Attend a Free Seminar First Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2019 Home Education Seminar series brings you expert advice from Ideal CU'sShe has been an employee for Ideal CU for more than 20 years. Her Key Role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her 3 children play ALL the sports, and of course binge watching her ...Ideal CU Making a Difference. Geneva Verdeja. Wednesday, Mar 28th, 2018 2693 Hits. On February 22, I and several coworkers from Ideal Credit Union had the privilege to join the family of David Riggs and others affected by distracted driving at the Minnesota State Capitol to rally in support of legislation that would prohibit the use of hand ...Malware scams, also known as tech support scams, begin as a seemingly innocent phone call. As described, a scammer reaches out to an individual and informs them that their computer or another device has been hacked. The caller will claim that the alleged hacker has gained access to the victim’s computer and can now do all kinds of …This product is helpful for borrowers with equity in their home. It offers both fixed and adjustable rate mortgage options. Maximum loan amount $515,200. Finance up to 97.75% of homes value. Flexible credit requirements. Single Family Home, 2-4 units, Condominium, and Townhome. Primary residence occupancies acceptable.Losing your debit or credit card can be frustrating. Don't worry, we're here to help. If your card is lost or stolen, notify Ideal CU immediately. In the case of a stolen card, notify the police department as well. For Ideal Credit Union Debit Cards. Call us at 651-770-7000. Select the debit card prompt. An agent can assist with:She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...idealcu.com. Phone number (800) 247-0857. Get Directions. 3225 Denmark Ave Eagan, MN 55121. Suggest an edit. You Might Also Consider. Sponsored. Secure Tax Services. 6.2 miles. Local own operator read more. Nick Fairbanks at Guaranteed Rate Affinity. 12.4 miles.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ... NEW Home Equity Line of Credit Special: 4.99% APR* for the first 6 Months! Access as little or as much of your credit line as you need for home renovations, a well-deserved vacation, debt consolidation, school tuition, wedding expenses or anything else you may need. Do it all with an Ideal Home Equity Line of Credit! Insurance can protect you and those you love from an unexpected death, illness and even from living longer than expected. By protecting yourself with life and long term care insurance, and with an annuity, you can help yourself find peace of mind in knowing you've done the right thing. Craig Lundquist, VP of Wealth Management, and Kristin ...Cynthia has been with Ideal CU since 1991. She has worked in the cash services area, member service, and mortgage area. Cynthia has dedicated her career to identifying our member’s needs to ensure the products and services they have are best tailored to their needs. Email: This email address is being protected from spambots.Tax advantages and simple record keeping. Contributions are 100% tax-deductible. Funds grow on a tax-deferred basis and funds used for eligible medical expenses are tax-free. Funds rollover from year to year. Funds used after age 65 are tax-free for eligible medical expenses. eStatements - view the past 7 years.Ideal CU collects information on dates and times of website visits and the number of times each page is visited. This information helps us to track use, measure site traffic and improve site navigation to better serve our members and website visitors. Certain sections of this website may ask you to provide personal information.Today, Ideal CU is celebrating a 10-year milestone anniversary - please help us congratulate Adam! Thank you, Adam, for all your hard work and dedication. We…Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.Get more information for Ideal Credit Union in Saint Paul, MN. See reviews, map, get the address, and find directions.For more than 40 years, Enterprise Car Sales has partnered with over 1,000 credit unions nationwide to help members buy, sell and trade vehicles with confidence. It starts with their commitment to providing exceptional customer service and a simple, transparent buying experience. Whether choosing to start a purchase online or by visiting one of ...Visit www.idealcu.com fo r details and locations. In the photo above: Eagan Ambassador Autumn Manni (3rd from right) joined Ideal CU board members and staff in presenting a check for $500 to The Open Door food shelf during the Eagan 90th Anniversary/Community Appreciation celebration on August 16.Woodbury, MN 55125.Here are six reasons to consider switching to eStatements. Check your accounts at a glance. With eStatements, there's no need to wait for your monthly statement to arrive in the mail. With just a few clicks, you can check your account balance at any time, anywhere, using the mobile device of your choice. Clear out the clutter.Ideal Credit Union's mobile banking app is fast, secure and free and now includes a balance PreView feature. Available to all Ideal Credit Union members, use the app to manage your money 24/7 ... Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.Routing and transit. Ideal Credit Union Routing and transit # is 296076262.Ideal Credit Union. @IdealCU. Live the Ideal Life. Member owned & operated. NMLS#401783. Equal Housing Opportunity. Insured by NCUA. Woodbury MN idealcu.com Joined March 2013. 271 Following.Ideal CU - Find branch locations near you. Full listings with hours, contact info, Services, Routing Numbers, Membership Eligibility, reviews and more. (HQ: Woodbury, MN)Ideal CU Announces Personnel Changes. Jane Hennen. Tuesday, May 1st, 2018. 4475 Hits. (Woodbury, MN – April 30, 2018) Ideal Credit Union has announced the following personnel changes that have taken place over the past few months. Kari Olson has been promoted to Director of Mortgage Lending Operations. Olson joined the Ideal …IDA is ready to assist you 24/7 with your questions and revolutionize your digital experience. The introduction of IDA, our dynamic Ideal Digital Assistant powered by artificial intelligence (AI), heralds a new era of member service and engagement at Ideal Credit Union. We are excited to provide our members with this new, state-of-the-art tool.An Ideal CU representative will email you if your deposit is rejected. Your deposit may still be pending Deposited funds will typically be available by the following times: Deposits made before 3:30 p.m. (CST) Mon - Fri will be posted to your account by 6:00 p.m. that same day.Ideal Credit Union features Concrete & Foundation Solutions with Co-Owner Seth Krachmer. Visit idealcu.com/business-banking/business-member-spotlight to lear...Direct Deposit allows you to skip the process a typical paycheck goes through before you receive it. With all of that out of the way, Ideal CU is able to make your money available as soon as it's ready, which is typically up to two days earlier than your traditional payday. Apply for Direct Deposit. Setting up Direct Deposit is simple.1. Sign Up for Account Alerts. Activating account alerts for your banking and credit accounts offers an immediate notification system for any unusual activity, allowing for quick response to potential fraud. 2. Switch to eStatements For Better Security. Opting for online statements over traditional mail reduces the risk of sensitive information ...register for your new, Ideal CU Debit Rewards! Winter 2022-23 Newsletter. President's Corner 2 Business Spotlight: Aesop's Table 3 Super Mortgage. Professionals3 Call for Board Nominations 4 Dora Maxwell Award 4 Small Change 5 Introducing RenoFi . for Home Renovations 5 IDEAL INSIDER New! Ideal CU Debit Rewards From IdealThe average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ...2 Zero Down Mortgage Program: Some restrictions may apply. Available for purchase transactions and owner-occupied residence. Maximum loan amount of $766,550. Subject to mortgage insurance approval. Not eligible for condos or multi-family properties. 3 No Lender Fee Mortgage Program: Maximum loan amount $453,100.register for your new, Ideal CU Debit Rewards! Winter 2022-23 Newsletter. President's Corner 2 Business Spotlight: Aesop's Table 3 Super Mortgage. Professionals3 Call for Board Nominations 4 Dora Maxwell Award 4 Small Change 5 Introducing RenoFi . for Home Renovations 5 IDEAL INSIDER New! Ideal CU Debit Rewards From Idealidealcu.com. Phone number (651) 770-7000. Get Directions. 2020 Washington Ave Stillwater, MN 55082. Suggest an edit. You Might Also Consider. Sponsored. Farmers Insurance - Christopher Hilgers. 1.1 miles. COVID-19 Update: We are still open, but for the safety of our customers, agents, ...It extends traditional crime into the digital sphere, encompassing a broad spectrum from identity theft to privacy violations. The digital age has made cybercrime a significant concern, with our virtual identities being central to our daily lives . Continue reading. Geneva Verdeja. Tuesday, Feb 27th, 2024.Get Brian Sherrick's email address (b*****@idealcu.com) and phone number (651214....) at RocketReach. Get 5 free searches. Rocketreach finds email, phone & social media for 450M+ professionals. Try for free at rocketreach.coThursday, Apr 16th, 2020. 2279 Hits. (Woodbury, MN - April 16, 2020) Ian Walker has joined Ideal Credit Union as Branch Manager for the credit union's North St. Paul branch. Walker has 10 years of experience in the financial services industry, including 3 years in management. Prior to joining Ideal, he worked as a Branch Manager for Royal ...Forbes Names Ideal Minnesota's Best Credit Union. (Woodbury, MN - July 13, 2023) - Ideal Credit Union is proud to be named Minnesota's Best Credit Union in the recent Forbes-Best-In-State Credit Union rankings. The Forbes rankings include all of America's Best Credit Unions and provide the top rankings for each state.Ideal Credit Union is pleased to be ranked #1 Best-In-State Credit Union in Minnesota by the 2023 ranking by Forbes and was recognized as a 2023 Best Places to Work honoree by the Minneapolis - St. Paul Business Journal. Ideal CU continues to grow larger each year and currently has six offices located in Eagan, Hugo, Inver Grove Heights ...Card Management. There are several ways to manage your Ideal CU Debit Card or Credit Card using Ideal Digital Banking and other convenient tools. Monitor and track transactions, set up custom alerts, enable your cards for use with your favorite digital wallets and more. Need to report a lost or stolen card? Please visit our lost/stolen card page.At Ideal CU, discover a diverse range of financial services tailored to meet your personal and business needs. Ideal provides effective solutions to help you manage your finances with ease. High-yield Checking and Savings Accounts; Flexible Auto Loans and Mortgage Options; Expert Investment and Retirement Planning; Find a Branch Read ReviewsDirect Deposit allows you to skip the process a typical paycheck goes through before you receive it. With all of that out of the way, Ideal CU is able to make your money available as soon as it's ready, which is typically up to two days earlier than your traditional payday. Apply for Direct Deposit. Setting up Direct Deposit is simple. Ideal CU Certificates. Both our personal and business members can choose from our regular and IRA certificates, low minimum certificates or one of our certificate specials. Get started today and enjoy a competitive, high rate on your savings dollars. Terms from 91 days to 60 months available. Start with as little as $500 based on the CD and ... Ideal CU Mortgage Loan Advisors Cynthia Stewart and Ko Xiong have prepared a series of videos to help you learn more about the home buying process. Select from the video options below: Video - Home Buying in the Current Market. Buying a home can be overwhelming but we are committed to helping guide you in your journey.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching …IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum (a.)monthly payment will equal the balance ...1 day ago · Home Equity Line of Credit 3. (up to 90% property value) Up to 25 years. 10-year draw period and up to 15-year repayment period. 4.00% - 12.00%. (variable rate) No Equity Home Improvement Loan 4. Up to 60 months. 10.99%. *APR = Annual Percentage Rate. IDEAL Login. Username: Password: The data held on this system is PRIVATE PROPERTY. Access to the data is only available for authorised users and purposes. Unauthorised entry contravenes the Computer Misuse Act 1990 and may incur criminal penalties as well as damages. Please proceed if you are an authorised user. The Twister ® AL/CU Wire Connector is the only UL Listed aluminum-to-copper twist-on connector that prevents aluminum oxidation while providing a secure connection. Filled with an anti-oxidant compound, the Twister ® AL/CU easily twists on with swept-wings making a comfortable connection with improved conductivity and cooler connections. The ... Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" 2 years in a row by readers of the Stillwater Gazette and was recently named a 2018 Star Tribune Top 150 Workplace.For more than 40 years, Enterprise Car Sales has partnered with over 1,000 credit unions nationwide to help members buy, sell and trade vehicles with confidence. It starts with their commitment to providing exceptional customer service and a simple, transparent buying experience. Whether choosing to start a purchase online or by visiting one of ...Ideal CU’s Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up …Ideal Credit Union | 1,081 followers on LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that ...Legea gazelor ideale. Izotermele unui gaz ideal: liniile curbe reprezintă relația dintre presiune (pe axa verticală) și volum (pe axa orizontală), la diferite temperaturi. Liniile mai depărtate de origine sunt corespunzătoare unor temperaturi mai mari. Legea gazelor ideale este una dintre legile gazelor și reprezintă ecuația de stare ...Current Ideal Checking Accountholders. If you already have an Ideal Checking Account but still need a card, you can visit any Ideal CU branch and walk out with your new card that same day. If you need a card mailed to you, simply contact us at 651-770-7000 during business hours and a representative can assist you.To activate Debit Card Alerts, follow these steps: On Desktop: Log in to Ideal Digital Banking using desktop browser. Go to Alerts in the Menu. Select your checking account from the Accounts dropdown. Turn toggle On for Debit Card Purchase Alert. Enter a minimum purchase amount that will trigger an alert. Select the deliver method: SMS (Text ...(Woodbury, MN - January 24, 2023) - Ideal Credit Union is pleased to announce its VIP+ program has rewarded members with an annual dividend payout of $479,000 for 2022 earnings. This marks the final payment for the VIP+ program which has rewarded members with more than $5 million dollars in payouts since the program began.You live in Minnesota or Wisconsin and agree to make a $5.00 donation to the John Miller Scholarship Fund. Please note: If you are a current Ideal CU member, do NOT use this application to sign up for additional services, such as Ideal CU Online Banking. Please call the credit union instead at 651-770-7000 or 800-247-0857. Proceed to Application.Visit idealcu.com for details and directions. --Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983 ...The COVID-19 coronavirus pandemic has taken the world as we know it and turned it upside down. As part of this upheaval, millions of Americans have been sent home from work with laptops in hand and strict instructions to remotely tend to their usual workload. Unfortunately, this can prove to be a lot harder than it sounds. If you find yourself stru...
To provide cyber security education to Ideal Credit Union members and the community, Ideal CU Chief Marketing and Sales Officer Alisha Johnson teamed up with nationally recognized security expert Jim Stickley to host two live webinars on Tuesday, March 23, 2021. One webinar focused on personal secur. Streameast.luve
FHA Mortgage Loan. This product is helpful for borrowers with equity in their home. It offers both fixed and adjustable rate mortgage options. Maximum loan amount $515,200. Finance up to 97.75% of homes value. Flexible credit requirements. Single Family Home, 2-4 units, Condominium, and Townhome. Primary residence occupancies acceptable.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge …Ideal Credit Union features business member Omar Yarborough, owner of The Truth Tattoos. Visit www.idealcu.com/business-banking/business-member-spotlight to ...ADP can provide assistance regardless of the size of your business and getting started is simple. For assistance, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or by email at This email address is being protected from spambots.With that in mind, we are excited to announce that we are offering new certificate specials for both our personal and business members. To earn this competitive rate, the CD must be funded with new money from outside of Ideal Credit Union. Live Your Ideal Life. 7- and 19-month certificates now available. Enjoy competitive savings rates.Ideal Credit Union | 1,165 (na) tagasubaybay sa LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality …Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products, exclusive VIP member payback, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury. Stop in to any Ideal CU location or call us at 651-770-7000 to enroll in Business Online Banking. If you need additional assistance, please contact Business Services at 651-747-8900 or email us [email protected]. For more information, call Business Services at 651-747-8900 or email [email protected]. She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union is a member-owned financial institution that offers affordable products, competitive rates, and personal services. You can become a member by meeting certain eligibility criteria or making a donation to the John D. Miller Foundation.Ideal CU in its sole and absolute discretion can cease paying overdrafts at any time without prior notice. With Overdraft Protection, Ideal Credit Union may pay overdrafts within the discretionary overdraft privilege limits, but payment by Ideal Credit Union is a discretionary courtesy and not a right or obligation. The limits on this ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the East Metro" three years in a row by readers of the Stillwater Gazette and was named a 2018 Star Tribune Top 150 Workplace.Empowering Your Student Loan Repayment Journey. Ideal CU offers this comprehensive guide to empower you in your student loan repayment journey. Whether you're just starting to pay off your loans or seeking ways to manage existing debts more effectively, we aim to provide insightful and practical advice.Ideal CU generously sponsored the event with a $1,000 donation. As part of Minnesota FoodShare's March campaign, participating food shelves receive an allocation from its FoodFund based on the number of individuals they serve annually and the cumulative pounds and dollars they collect from February 26 to April 8. The Sherrick's successful ...5.00%. $5,000 - $9,999.99. 4.89%. 5.00%. $10,000.00 +. 4.89%. 5.00%. 1. To qualify for RoundUp Savings premium rates/APYs, member must have an Ideal Credit Union Checking Account and Debit Card, receive eStatements and conduct a minimum of 20 debit card purchase transactions during the monthly qualification period..